The Confederation of Roofing Contractors have negotiated a Corporate Insurance Scheme for its members. With Insurance premiums at an all time high, roofers and scaffolders appear to be bearing the brunt of the increase felt generally throughout the construction industry. Premiums in respect of Public and Employers liability have risen out of all proportion. The Confederation of Roofing Contractors have arranged a discount to all members insuring through them. Please ring our office for more information tel: 01206 306600.
Due to the high cost many roofing companies are now operating illegally and without the protection of public and employers liability insurance. To secure more contracts the Confederation recommend that you draft out the following letter and include it in all your estimates.
AN IMPORTANT ANNOUNCEMENT
A.N.Other Roofing Company Ltd
PUBLIC and EMPLOYERS LIABILITY INSURANCE
During recent years, insurance premiums have risen at such a rate that they now threaten the livelihood of many roofing contractors.
Many contractors cannot afford the hike in costs, sometimes as much as 600% and are now working without the protection of insurance.
Public & employers liability is a legal requirement of all contractors,not only does it protect you and your property in case of accidental damage, it also covers the contractor in the case of accidents to his workforce.
If you,as the customer were to employ a contractor not holding the necessary insurance and an accident occurred whilst working on your property,the injured party could possibly make a claim on you personally. Therefore it is imperative that you have sight of the contractors insurance policy before you allow any works to be carried out to your property.
A.N.Other Roofing Company Ltd, along with most other reputable roofing companies has had to suffer the high increase of insurance premiums in order to protect our workforce and our clients. A copy of our insurance policy is attached for your perusal.